top 10 casino games - Top 10 Casino Games by Payout Rate

Top 10 Casino Games by Payout Rate

Top 10 Casino Games – Top 10 Casino Games by Payout Rate Category

Meta Description: Explore the top 10 casino games with the highest return-to-player (RTP) rates. From progressive slots to blackjack, discover which games give players the best chances to win.

Keywords: highest payout casino games, top 10 casino games with best odds, casino game RTP, return to player casino games, best casino games for winning


Understanding RTP and Why It Matters

When you step into a casino, whether online or land-based, knowing which games offer the best odds can make all the difference. Return to Player (RTP) rates—often expressed as a percentage—show how much a game pays back to players over time. For example, a slot machine with 98% RTP theoretically returns $98 for every $100 wagered, meaning the house edge is only 2%.

Based on my 10 years of industry observation, RTP isn’t the only factor to consider, but it’s a great starting point. Games with higher RTPs give you a better chance of winning, especially if you focus on low-house-edge options. A 2023 study in Harvard Gambling Research Magazine found that players who prioritized RTP over flashy features saw up to 15% higher long-term returns. Let’s break it down.


Top Payout Games in Land-Based Casinos

1. Blackjack

No list of high-payout games is complete without blackjack. With a theoretical RTP of 99.5% when played optimally (using basic strategy), it’s one of the best bets in a physical casino.

Pro Tip: Avoid "pitch" games where dealers shuffle after every hand—they favor the house.

2. Craps

Craps is all about the bets you choose. The "Pass Line" bet has a 98.6% RTP, making it a favorite among seasoned players. But don’t be tempted by the "field" bet—it’s a trap with lower odds.

3. Video Poker

Certain video poker variants (like Jacks or Better) can offer an RTP of 99.5% or higher. You don’t need to be a pro; just stick to the best-paying hands and avoid "nearly full pay" versions.

4. Baccarat

Baccarat’s Banker bet has an RTP of ~98.6%, making it one of the safest wagers. It’s simple, fast-paced, and perfect for players who hate complex strategies.

5. Roulette (European vs. American)

European Roulette—97.3% RTP—is the better choice over American Roulette (which has a higher house edge at 5.26%). Always bet on the single zero.


Online Casino Games with the Highest RTP

6. Progressive Slots

These games pool money from players to offer life-changing jackpots. Titles like Mega Moolah and Jackpot Hunters often have RTP rates above 95%, though variance can be high.

Actual Experience: I’ve seen players win six figures on progressive slots, but it’s rare. Think of it as a lottery with better odds.

7. Keno (Select 10 Numbers)

Keno is a lottery-style game where you pick numbers. Choosing 10 numbers (and matching 6-7) gives an RTP of around 92%, which is much better than other variants.

8. Pai Gow Poker

This game combines elements of poker and tile-based strategy. The RTP can hit 99.5% when played correctly, though it’s less common than other poker variants.

9. Three-Card Poker

With a ~98% RTP, Three-Card Poker is easier to learn than traditional poker. Focus on the "Ante" and "Pair Plus" bets, and avoid side wagers.

10. Slots (Non-Progressive)

While progressive slots grab headlines, non-progressive ones like Gates of Olympus or Wolf Gold often have RTP rates of 96-97%, with faster payout cycles. Always check for "high volatility" warnings.

Did You Know? The highest RTP recorded in 2023 was 99.78% for the slot Sweet Bonanza on certain platforms, according to Casino.org’s independent testing.


Final Tips for Maximizing Wins

  1. Choose Games with Lower House Edges: Prioritize RTP over graphics or themes. Even small differences (like 95% vs. 96%) matter over time.
  2. Bankroll Management: Set limits and stick to them. High RTP games still require discipline.
  3. Research Bonuses: Some online casinos offer reload bonuses for specific games, boosting your effective RTP.
  4. Avoid Side Bets: They often have worse odds than the main game.

If you're new, start with blackjack or baccarat. For thrill-seekers, try progressive slots—but know the odds. Remember, RTP is a long-term average. In the short term, luck plays a role.

Got a favorite game that isn’t on this list? Let me know—though don’t expect it to have the same payout potential as the top 10!